talking money essay questions and answers pdf

• Fri. Jul 26th, 2024

Education in Kenya-Facts, News, Analysis and Resources

Talking money-a study guide to a silent song and other stories.

By Tr Mercy

About the author:

Stanley Gazemba was born in 1974 in Vihiga, Kenya. Stanley Gazemba has published three novels: The Stone Hills of

Maragoli (Kwani, winner of the 2003 Jomo Kenyatta Prize for fiction, published in the U.S. as Forbidden Fruit), Khama (DigitalBackBooks), and Callused Hands (Nsemia). He has also published eight children’s books, of which A Scare in the Village (Oxford Univ. Press) won the 2015 Jomo Kenyatta Prize for children’s fiction. Gazemba’s fiction has appeared in ‘A’ is for Ancestors, a collection of short stories from the Caine Prize (Jacana); Africa39: New Writing From Africa South of the Sahara (Bloomsbury); Ihe Literary Review (Fairleigh Dickinson Univ.); Man of the House and Other New Short Stories from Kenya (CCC Press); Crossing Borders online magazine; among other publications.

As a journalist, Gazemba has written for The New York Times, The East African,

Msanii magazine, Sunday Nation, and Saturday Nation. Gazemba was the International Fellow at the Bread Loaf Writers’ Conference in 2007. Gazemba lives in Nairobi, where he is the editor of Ketebul Music.

1. Mukidanyi dismisses his elder brothers. (p49 – 50).

A colli rchensive and dctailcd uidc to a silent son and other stories

• The arrival of Galo and his lawyer for negotiation. (p50 52).
• The disturbing night of evil spirits. (p53 56).

SYNOPSIS IN TALKING MONEY

Talking money is a story about Mukidanyi, a furious young man and a cattle trader who ignores his elder brothers’ warning against selling his land. The story is set in the vast rural expanse of Kakamega, Kenya. Mukidanyi’s brothers Ngoseywe and

Agoya give up on him and leave. Obsessed with money in his mind, he refuses to heed his wife’s counsel and instead flogs her.

When his clients arrive, he receives them warmly, showing them the fertile land and offers to help where necessary. They then negotiate without a tussle, for they accept his first offer without haggling. He takes the huge amount of money without counting it and signs the papers with his thumbprint, for he had played truant and naughty when his father, Kizungu, tried to take him to school.

Enthusiastic and excited about the money, he cannot sleep until he is attacked by voices at night, which his wife tells him are evil spirits. He almost runs mad as his wife laughs at him. Overwhelmed by nervousness and fear of the demons, he returns all the money to the Galos and flees back to his house.

Questions for reflection on ‘Title’ of the story and themes.

• How relevant is the title of the story, Talking moneym
• Why do you think the money given to Mukidanyi “talks’ only at night while in his custody?
• Do you think the Galos are responsible for the talking of the money?
• Primitive superstition on sources of wealth.
• Obsession with money and the power of guilt.
• Importance of consultation on family property.

THEMATIC CONCERNS IN TALKING MONEY

Ethnocentric beliefs in spirits.

The concept of social superstition rooted in people’s culture is linked with belief in good and bad luck as a context-derived concept affects the people of that culture in various aspects.

Although the concept of superstition is common, many of its features and aspects are still unclear. Some questions about these beliefs remain baffling and unanswered. Engulfed with immense doubt, Mukidanyi decides to obey his wife’s words and beliefs about the Galos. (p50).

• At night, the hour of witches, viganda haunt Mukidanyi. He hears voices speaking, and he believes they are not dreaming voices. (p54).
• Then his wife Ronika scoldingly tells him those are certainly viganda spirits speaking. (p54).

Ronika takes advantage of her husband’s extreme fear and makes more fun of him. She reassures him that the Galos’ money is speaking in the briefcase under the bed. (p54).

• Confident and sure that he is terrified, she shouts and scoffs at him to take the money out. “Go with your devil money this very minute and find somewhere else to keep it but not in this house, you hear?” (p55).

Obsession with money and the power of guilt

• The tough speaking and abusive man is now humbled and reduced to a whispering weakling.
• Definitely, the warnings are ricocheting in his mind because of his guilt and failure to consult before beginning the process of selling his land.
• Scared by the unseen demons, Mukidanyi flees back to the Galos, returning all the money. (p55, 56).
• He changes his mind. He is only left with his wife to trust, and his house is the only refuge at this ‘hour of witches’.

CHARACTERS IN TALKING MONEY

1. Using evidence from the text, describe the character traits of the following characters.

Style and Language use

• How is sarcasm employed in Stanley Gazemba’s Talking Money?
• Examine the use of dialogue and native dialect in Talking Money.

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A SILENT SONG ESSAY QUESTIONS

People with admirable traits stand out. Basing your illustrations on Vrenika Pather’s Ninema , write an essay to validate this assertion.

People commit unethical acts as a result of lack of care. Citing illustrations from Incident in the Park by Meja Mwangi, write an essay to validate this statement.

Lack of sound judgment results in regret. Making reference to A Man of Awesome Power, write an essay to justify this claim .

People living with disability face certain limitations. Using Mbane in Leonard

Kibera’s A Silent Song, write a composition to validate this assertion.

A SILENT SONG ESSAY QUESTION

Citing illustrations from Eric Ng’maryo’s Ivory Bangles , write a composition showing how established customs are difficult to change .

In some communities, marriage is regarded as a valued custom. Making reference to Abioseh Nicol’s The Truly Married Woman , write an essay in support of this statement .

Write a composition showing how war ruins communities making reference to Boyi by Gloria Mwaniga

People living on the streets apply wisdom in order to survive the difficult conditions. Write an essay to qualify this statement citing illustrations from Rem’y Ngamije’s The Neighbourhood Watch.

Failure to listen to wise advice can result in conflict. Write an essay to support this assertion based on Stanley Gazemba’s Talking Money .

QUESTION 10

One can cope with the misery of unfair treatment by forgiving his oppressors.

Write a composition to validate this statement basing your illustrations on Leo Tolstoy’s God Sees the Truth, but Waits .

This is paragraph 2 for posts without the target word.

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Money – IELTS Speaking Part 1, 2 & 3 With Sample Answers

Updated On Jul 31, 2024

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The article provides IELTS Speaking Part 1, 2, and 3 questions and sample answers on the topic of money. It covers various aspects such as saving, spending, and the importance of money, offering vocabulary for effective responses to achieve a good score.

Table of Contents

• Money – Speaking Part 1
• Money – Speaking Part 2
• Money – Speaking Part 3

Get a Complimentary IELTS Speaking Strategies PDF

Money is a topic that sparks different opinions and debates among various people. Yet everyone is aware that money is important in today’s world. While answering question related to IELTS Speaking , you should focus on one idea only and then expand that idea into a long meaningful sentence using IELTS Grammar patterns and vocabulary. So, try practicing Part 1 & 3 questions and a Part 2 cue card with sample answers along with related vocabulary for this topic and achieve a good score!

Before you start, improve your IELTS Speaking test skills and fluency with the guide below!

Money – Speaking Part 1

Given below are the actual IELTS Speaking Part 1 questions and answers based on money, which will help you prepare more IELTS Speaking Part 1 topics for the exam.

1 How much money is enough?

Well, it’s hard to answer this question as there is no exact measurement to say whether money is enough or not. It’s up to the perspectives and goals of different people. Some people want to earn more money so they can save up but some just need a certain amount of money to sustain their lives.

2 Why do people care too much about money?

I think the reason is simply that money equals power. The more money you have, the more things you can do, the more influence you have over people. No one refuses power so that’s why they give priority to money. Also, people just want to keep up with the Joneses.

3 Is money important to you?

Absolutely. I can buy things with money and give presents for my family on my own money. It makes my life more meaningful. It’s motivation to push me forward and make me work harder to enhance my life. For me, money is just never enough and if I’m satisfied with what I earn, I’ll fall behind with my fellows.

4 What do people in your country save money for?

I suppose it’s up to different purposes. While the young save money for travelling or paying tuition fees, the elderly tend to keep the money for health service and their kids. However, young people have more desire than the seniors so they often spend more than their savings.

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Money – Speaking Part 2

You will have exactly one minute to prepare and speak on a specific topic like the ‘Describe a method to save money' for IELTS Speaking Part 2 . Check out the sample answer for this topic and learn how to answer similar IELTS Cue Card topics.

Describe a method to save money

You should say :

• What the method is
• When you started to use it
• How you knew it
• and explain why it is helpful

Sample Answer

Well, I’m not good at saving money, and I tend to buy things without considering carefully. It’s hard to save if you don’t know exactly what you are saving for so what I do is to set savings goals to motivate myself in every financial decision that I make. Going to Japan has always been my biggest dream, but I’ve postponed it so many times due to lack of money. I tried to keep money myself but I still overspent and was out of money at the end of every month. I asked my mom to keep the money for me as she is better at controlling expenses. She is like my accountant and helps me to balance the expense. She also gives me advice whenever I go shopping to make sure it doesn’t set me back. We have an agreement that whenever I withdraw a sum of money, I have to save double that amount. This works wonders with me as my savings go up every month. Now I always ask myself whether it’s necessary to buy things or I can save for a rainy day. After a while, I realize I’ve set aside more money every day. I buy things within my budget and don’t waste money for unnecessary things. This method of saving money makes me feel financially secure and good about myself.

Vocabulary For ‘Money’ Cue Card

Check out some IELTS Vocabulary to use while answering the cue card, 'Describe a method to save money' and make sure to impress your IELTS examiner.

• Overspend: spend more than the expected or allotted amount Eg: She has overspent on luxury items.
• Set someone back: (of a purchase) cost someone a particular amount of money. Eg: The renovation of the building will set the owners back by about 2 lakhs.
• Withdraw: to take money from a bank account . Eg: The old man went to the bank to withdraw the money.
• Works wonders with : to have a very good effect on someone or something Eg: The Apple cider vinegar did wonders to my skin
• Save for a rainy day : to reserve something, especially money, for use in a time or period of unforeseen difficulty, trouble, or need Eg: John had saved some money for a rainy day
• Set aside : to keep or save something from a larger amount or supply in order to use it later for a particular purpose Eg: They’ve set aside a small area for the construction of a pool.

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Money – Speaking Part 3

In IELTS Speaking Part 3 , you will be asked some questions related to the topic of the cue card you have been given in Part 2. So, some follow-up questions related to the topic, 'Describe a method to save money' are given below with expert-curated sample answers.

People vs Money

1 what do you think about money.

Money can do many things, both good and bad. It allows us to have freedom and a wide variety of choices. Money gives us confidence and desire to work harder so we can have a better life. You can decide where and how you want to live when you have a good income. When you do not have much money, your choices are limited. However, everything comes with a price. Having much money doesn’t mean people won’t run into problems. Most people fail to strike a balance between earning money and enjoying it, so they work day and night. They believe they’ll be happier if they have lots of money. However, for most people, such time never comes and they die unhappy and dissatisfied

2 Can human beings live without money?

It’s true that money isn’t the most important thing in this world but it’s irreplaceable in our lives. If the world were a completely free place with no expenses and people could own anything they want without money, they would no longer go to work. There would be nothing as motivation and people would work unproductively. Money stimulates people to overcome obstacles so they can enjoy their achievements to the fullest. Besides, people who have money have their own voice in society and it’s a strong encouragement for anyone

3 In your opinion, why do many people derive pleasure from spending money?

Spending money is definitely the most satisfying feeling ever. People can buy things they’ve long waited for to please themselves. Buying something new will make their day and stimulate them to work harder. The money spent isn’t necessarily on oneself but also on loved ones. It makes us feel good so we will spend more money the next time.

4 Who do you think saves more money, men or women?

Well, it’s hard to say. Men’s biggest risk is their egos. They need to brag about their possessions and how much money they’ve earned, so they end up spending more money. Women tend to save money and spend it when they really need it. However, there are still exceptions when women manage money worse than men. That’s why there is no strong proof to show men or women save more money.

5 Which do you think is better for the economy of a country or area, people saving money or people spending money?

It’s such a tricky question. I guess for any economy, saving is entwined with spending. When people buy things, they will contribute a sum of money to the stores so they can pay salaries. The government also benefits from that as it’ll gain tax. If people save money, only the banks have an advantage so they can invest or set up new businesses. An ideal economy is where saving and spending are balanced. It’s a rule for any economy in the world

6 Do you think the government should let people know how it spends money?

Well, actually, I don’t really care about this issue. I think the government has its own reason to not publicize everything. It can be state secrets so the authority wants to keep it private. However, If the government could go public with the amount of money it spends, it would gain the trust of the public and assure them that their money is invested properly.

Young People vs Money

1 how can (or, how do) young people learn to manage their financial affairs.

From my point of view, young people should learn from their parents who have lots of experience with spending money. They will give the youngsters sound advice to keep an eye on personal expenses. The young should plan short-term and long-term financial goals and review them from time to time to manage personal finances well. They need to make sure their budgets cover their savings as well in case of any unforeseen emergency

2 Do you think it’s easy for (young) people to save money?

I think it’s all about motivation. When people have specific goals, they’ll find saving money easier. For instance, lots of youngsters are working their way through university by doing some part-time jobs. They don’t feel like depending on their parents and want to be less burden on the family. They can save a small sum of money every month. Once young people keep that habit, they can have considerable savings for their future

3 Do young people nowadays believe in saving money?

Well, I don’t really know. It depends on their outlook, I guess. Saving money up is a good idea in case undesirable problems happen. Developing the discipline to do it over a long period of time is what most people find difficult to do. That’s why not many young people keep track of their monthly expenses.

Kids and Money

1 do you think parents should give pocket money to the kids.

I do agree with that. Giving pocket money to children helps them start learning about money management. When children get pocket money, they have to make choices about spending or saving it. If they save up, they have to learn about waiting for things they want. Otherwise, kids who choose to spend are likely to use up all the money. After a few months, they’ll know how to spend within their budget. Paying the children to do chores also makes them more hard-working. Money doesn’t grow on trees so giving pocket money will teach the kids to appreciate it.

2 Do parents in your country think it’s important for their children to save money?

Yes, they do. They always encourage the kids to live within their means. They believe if the children save money, they will be more appreciative and use it wisely. When they set aside money, they will prepare better for the future. They may think saving isn’t necessary now since they are still young and lack of experience. Once they grow up, they‘ll understand that it makes good sense.

Vocabulary For ‘Money’ Speaking Part 3

Boost your IELTS band score by using the impressive vocabulary given below while answering the follow-up questions about money.

• Dissatisfied: not content or happy with something. Eg: As she was dissatisfied with the results, she applied for revaluation.
• Irreplaceable: too special, unusual, or valuable to replace with something or someone else Eg: Mother’s love is irreplaceable.
• Brag: say something in a boastful manner. Eg: The old man always brags about his wealth.
• Exceptions: something that is not included, or the action of not including something Eg: There’s an exception to every rule.
• Entwine: wind or twist together; interweave. Eg: The creepers entwine themselves into the wall.
• Point of view: a person’s opinion or particular way of thinking about something Eg: In my point of view, those students must be punished.
• Considerable: notably large in size, amount, or extent. Eg: The accident led to considerable damage to the car.
• Chores: a routine task, especially a household one. Eg: My mother is an early riser. So she completes all her chores in the morning.
• Appreciate: recognize the full worth of. Eg: The Principal appreciated the students for their bravery
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Raajdeep Saha, an MBA graduate in Marketing from IMT Ghaziabad and holder of a BCA degree from The Heritage Academy, boasts three years of experience as a Senior Content Marketing Specialist. His focus lies in crafting persuasive content for IELTS, CELPIP, and TOEFL. Simultaneously, he's an accomplished author and poet, with his published work, "OUSHQ," showcasing his literary prowess. He seamlessly marries his marketing acumen with creative storytelling, making him a versatile professional of both corporate and artistic distinction.

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• Posted in in ESL Conversation Questions

35 conversation questions about money

• Posted by by Cameron Smith
• Updated 1 year ago

For better or worse, money is a great conversation starter. Use this list of questions about money to practice your English speaking skills and spark some fascinating conversations in your life.

Just remember that money can be a sensitive ESL discussion topic for some people, so make sure you only focus on the ESL conversation questions about money that everyone is comfortable with.

35 conversation questions about money 

• Are you a saver or a spender?
• What do you love spending money on?
• What do you hate spending money on?
• What are you happy to pay good money for?
• Were your parents good or bad with money?
• What is the best financial decision you have ever made?
• What is the smartest thing that someone can do with their money?
• What advice would you give someone just starting out with their finances?
• What tips can you share on budgeting and saving money?
• When is the best time to save money?
• When is the best time to spend money?
• Are you saving money for any future purchases?
• What are some ways to earn money? How many can you list in English?
• Do you enjoy saving money?
• Do you enjoy earning money?
• Do you think it’s wise to lend money to someone else?
• Do you donate money to any charities or causes?
• Have you ever regretted spending money on something?
• Does money cause stress?
• Does money bring happiness?
• What has been the best investment you’ve ever made?
• Is money the solution to all of life’s problems?
• What was the first job you ever got paid for? Were you paid a little or a lot?
• How do you earn money today?
• What is your favorite thing to spend money on?
• What is your least favorite thing to spend money on?
• Is it important to carry cash on you? Why or why not?
• Do you prefer to pay by cash or by card?
• Have you ever had money stolen from you?
• If you won 20 million dollars, what changes would you make in your life?
• Have you ever experienced financial difficulties?
• Do you think it’s important to have an emergency fund?
• Do you invest in stocks or mutual funds?
• Have you ever invested in bitcoin or other forms of cryptocurrency?
• Do you think that cryptocurrency will remove the need for physical cash money?

What other ESL conversation questions and discussion topics should we write about next? Add your suggestions to the comments!

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Cameron Smith is an English Communication Coach based in Vancouver, Canada. He's the founder of Learn English Every Day, and he's on a mission to help millions of people speak English with confidence. If you want longer video content, please follow me on YouTube for fun English lessons and helpful learning resources!

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IELTS Essay: Money

by Dave | Real Past Tests | 1 Comment

This is my IELTS writing task 2 sample answer essay on the topic of talking about money from the real IELTS exam.

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In many countries, people increasingly talk about money such as how much they earn or how much they pay for things in their daily conversations.

Is this a positive or negative trend?

It has become increasingly pervasive in recent years for individuals to discuss money matters on a daily basis. In my opinion, this is due to changes in what individuals consider polite and is a decidedly negative trend on the whole.

The reason people now talk about money is that it is socially acceptable. In past generations, discussing money was considered “in poor taste” and most people were reserved in order to not appear arrogant or desperate. Today, many social norms from the past have disappeared and this includes ones related to the discussion of one’s finances. This enables the average person to discuss money with friends and family as a way of coping with anxieties about the future or insecurities about their own status in society. For instance, it is common for some wealthy individuals to show off by talking about their investments, property, and so on to impress friends and elevate their own self-esteem.

Discussing money is overall a negative trend as it exacerbates an unhealthy mindset. There are situations where it can be positive, such as when discussing potential investments and helping friends. These contexts are the exceptions, however, as most people simply talk about money to relieve their own nervousness or as a form of bragging. Once a person becomes addicted to the minor dopamine bursts that accompany seeking self-pity or self-aggrandizement, they will have a difficult time transitioning to more productive and fun topics of conversation. Over time, a person may ironically increase their anxieties and insecurities by seeking to cope with them.

In conclusion, people talk about their finances as it is no longer considered rude and it is an unhealthy habit. It is better to talk about to more important topics.

1. It has become increasingly pervasive in recent years for individuals to discuss money matters on a daily basis. 2. In my opinion, this is due to changes in what individuals consider polite and is a decidedly negative trend on the whole.

• Paraphrase the overall essay topic.
• Write a clear opinion. Read more about introductions here .

1. The reason people now talk about money is that it is socially acceptable. 2. In past generations, discussing money was considered “in poor taste” and most people were reserved in order to not appear arrogant or desperate. 3. Today, many social norms from the past have disappeared and this includes ones related to the discussion of one’s finances. 4. This enables the average person to discuss money with friends and family as a way of coping with anxieties about the future or insecurities about their own status in society. 5. For instance, it is common for some wealthy individuals to show off by talking about their investments, property, and so on to impress friends and elevate their own self-esteem.

• Write a topic sentence with a clear main idea at the end.
• Explain your main idea.
• Develop it with specific or hypothetical examples.
• Keep developing it fully.
• Finish the paragraph strong.

1. Discussing money is overall a negative trend as it exacerbates an unhealthy mindset. 2. There are situations where it can be positive, such as when discussing potential investments and helping friends. 3. These contexts are the exceptions, however, as most people simply talk about money to relieve their own nervousness or as a form of bragging. 4. Once a person becomes addicted to the minor dopamine bursts that accompany seeking self-pity or self-aggrandizement, they will have a difficult time transitioning to more productive and fun topics of conversation. 5. Over time, a person may ironically increase their anxieties and insecurities by seeking to cope with them.

• Write a new topic sentence with a new main idea at the end.
• Explain your new main idea.
• Include specific details and examples.
• Add as much information as you can and make sure it links logically.
• Keep adding in the result to develop your ideas more.

1. In conclusion, people talk about their finances as it is no longer considered rude and it is an unhealthy habit. 2. It is better to talk about to more important topics.

• Summarise your main ideas.
• Include a final thought. Read more about conclusions here .

What do the words in bold below mean? Make some notes on paper to aid memory and then check below.

It has become increasingly pervasive in recent years for individuals to discuss money matters on a daily basis . In my opinion, this is due to changes in what individuals consider polite and is a decidedly negative trend on the whole .

The reason people now talk about money is that it is socially acceptable . In past generations , discussing money was considered “in poor taste” and most people were reserved in order to not appear arrogant or desperate . Today, many social norms from the past have disappeared and this includes ones related to the discussion of one’s finances . This enables the average person to discuss money with friends and family as a way of coping with anxieties about the future or insecurities about their own status in society . For instance, it is common for some wealthy individuals to show off by talking about their investments , property , and so on to impress friends and elevate their own self-esteem .

Discussing money is overall a negative trend as it exacerbates an unhealthy mindset . There are situations where it can be positive, such as when discussing potential investments and helping friends. These contexts are the exceptions , however, as most people simply talk about money to relieve their own nervousness or as a form of bragging . Once a person becomes addicted to the minor dopamine bursts that accompany seeking self-pity or self-aggrandizement , they will have a difficult time transitioning to more productive and fun topics of conversation . Over time , a person may ironically increase their anxieties and insecurities by seeking to cope with them .

For extra practice, write an antonym (opposite word) on a piece of paper to help you remember the new vocabulary:

It has become increasingly pervasive in recent years for it is more common now

discuss money matters on a daily basis talk about finances every day

this is due to changes in this is mostly because of

consider polite think is nice

decidedly negative trend on the whole bad overall

socially acceptable good for society

In past generations before

considered “in poor taste” not a polite thing to say

reserved in order to not appear arrogant or desperate polite so that you don’t seem prideful or needy

social norms what is considered polite by society

disappeared went away

discussion of one’s finances talking about your money

enables allows

average person normal citizen

coping with anxieties about dealing with nervous feelings related to

insecurities doubts

status in society how you are perceived in the world

wealthy individuals rich people

show off brag

investments money put into

property things you own

impress friends show off to friends

elevate their own self-esteem feel better about themselves

overall a negative trend on the whole is bad

exacerbates makes worse

unhealthy mindset not a health way to think about it

situations contexts

potential investments possible places to put your money

These contexts are the exceptions these situations are rare

relieve their own nervousness less their anxiety

as a form of bragging a way of showing off

addicted to the minor dopamine bursts that accompany seeking self-pity or self-aggrandizement get used to the pleasure that comes from feeling bad about yourself or bragging

difficult time transitioning to hard time changing

productive useful

fun topics of conversation interesting things to talk about

Over time as life goes on

ironically surprisingly

by seeking to cope with them trying to deal with them

no longer considered rude not impolite any more

Pronunciation

Practice saying the vocabulary below and use this tip about Google voice search :

ɪt hæz bɪˈkʌm ɪnˈkriːsɪŋli pɜːˈveɪsɪv ɪn ˈriːsnt jɪəz fɔː   dɪsˈkʌs ˈmʌni ˈmætəz ɒn ə ˈdeɪli ˈbeɪsɪs ðɪs ɪz djuː tuː ˈʧeɪnʤɪz ɪn   kənˈsɪdə pəˈlaɪt   dɪˈsaɪdɪdli ˈnɛɡətɪv trɛnd ɒn ðə həʊl ˈsəʊʃəli əkˈsɛptəbᵊl ɪn pɑːst ˌʤɛnəˈreɪʃᵊnz kənˈsɪdəd  “ ɪn pʊə teɪst “ rɪˈzɜːvd ɪn ˈɔːdə tuː nɒt əˈpɪər ˈærəʊɡənt ɔː ˈdɛspərɪt ˈsəʊʃəl nɔːmz   ˌdɪsəˈpɪəd   dɪsˈkʌʃᵊn ɒv wʌnz faɪˈnænsɪz   ɪˈneɪbᵊlz   ˈævərɪʤ ˈpɜːsn   ˈkəʊpɪŋ wɪð æŋˈzaɪətiz əˈbaʊt   ˌɪnsɪˈkjʊərɪtiz   ˈsteɪtəs ɪn səˈsaɪəti ˈwɛlθi ˌɪndɪˈvɪdjʊəlz   ʃəʊ ɒf   ɪnˈvɛstmənts   ˈprɒpəti ˈɪmprɛs frɛndz   ˈɛlɪveɪt ðeər əʊn sɛlf-ɪsˈtiːm ˈəʊvərɔːl ə ˈnɛɡətɪv trɛnd   ɪɡˈzæsəbeɪts   ʌnˈhɛlθi ˈmaɪndsɛt ˌsɪtjʊˈeɪʃᵊnz   pəʊˈtɛnʃəl ɪnˈvɛstmənts   ðiːz ˈkɒntɛksts ɑː ði ɪkˈsɛpʃᵊnz rɪˈliːv ðeər əʊn ˈnɜːvəsnəs   æz ə fɔːm ɒv ˈbræɡɪŋ əˈdɪktɪd tuː ðə ˈmaɪnə ˈdəʊpəmiːn bɜːsts ðæt əˈkʌmpəni ˈsiːkɪŋ sɛlf-ˈpɪti ɔː sɛlf-əˈɡrændɪzmənt ˈdɪfɪkəlt taɪm trænˈzɪʃᵊnɪŋ tuː   prəˈdʌktɪv   fʌn ˈtɒpɪks ɒv ˌkɒnvəˈseɪʃᵊn . ˈəʊvə taɪm aɪˈrɒnɪkəli   baɪ ˈsiːkɪŋ tuː kəʊp wɪð ðɛm nəʊ ˈlɒŋɡə kənˈsɪdəd ruːd  

Vocabulary Practice

I recommend getting a pencil and piece of paper because that aids memory. Then write down the missing vocabulary from my sample answer in your notebook:

I__________________________________________r individuals to d_________________________________s . In my opinion, t___________________________n what individuals c_________________e and is a d_________________________________e .

The reason people now talk about money is that it is s_________________________e . I______________________s , discussing money was c_______________________e” and most people were r_______________________________________________e . Today, many s_______________s from the past have d_____________d and this includes ones related to the d______________________s . This e__________es the a_______________n to discuss money with friends and family as a way of c___________________________t the future or i________________s about their own s_______________y . For instance, it is common for some w__________________s to s____________f by talking about their i_______________s , p___________y , and so on to i______________s and e______________________________m .

Discussing money is o_____________________d as it e_______________s an u___________________t . There are s_____________s where it can be positive, such as when discussing p___________________s and helping friends. T_________________________s , however, as most people simply talk about money to r________________________s or a_____________________g . Once a person becomes a___________________________________________________________________________________________________________________t , they will have a d_________________________o more p___________e and f__________________________n . O_________e , a person may i____________y increase their anxieties and insecurities b________________________________m .

In conclusion, people talk about their finances as it is n______________________________e and it is an unhealthy habit. It is better to talk about to more important topics.

Listening Practice

Learn more about this topic by watching from YouTube below and practice with these activities :

Reading Practice

Read more about this topic and use these ideas to practice :

https://www.cnbc.com/2009/07/22/The-Worlds-Most-Beautiful-Currencies.html

Speaking Practice

Practice with the following speaking questions from the real IELTS speaking exam :

• How important is it for people to set goals?
• Do people set different goals at different stages of life?
• Are personal goals more important than professional goals?
• What sort of goals do young people today set?
• Are people becoming more pessimistic about their life goals?

Writing Practice

Practice with the related IELTS essay topics below:

Older people often choose to spend money on themselves (e.g. on holidays) rather than save money for their children after retirement.

Is this a positive or negative development?

https://howtodoielts.com/ielts-ebook-money/

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Business & Money Essay Titles

IELTS Essay Questions for the Topic of Business and Money. All essay questions below are reported by IELTS candidates and seem to have been repeated over the years. Regardless of the years the questions were reported, you could get any question below in your test. You should, therefore, prepare ideas for all questions given below. The topics below could appear in both GT and Academic IELTS Writing Task 2.

Business & Money Essay Questions for IELTS Writing Task 2

In some countries, a few people earn extremely high salaries. Some people think that this is good for a country, while others believe that the government should control salaries and limit the amount people can earn. Discuss both views and give your opinion. (Reported 2017, 2019, 2020, 2022 Academic Test)

More and more business meetings are taking place online. What are the advantages and disadvantages of this trend? (reported 2021, 2022, 2023)

Due to the development and rapid expansion of supermarkets in some countries, many small, local business are unable to compete. Some people think that the closure of local business will bring about the death of local communities. To what extent do you agree or disagree? (repeated most years)

Companies should provide sports and social facilities for local communities. To what extent do you agree? (Reported 2017, 2021)

If the product is good and meets consumer needs than advertising is unnecessary. To what extent do you agree? (2023)

Large businesses have big budgets for marketing and promotion and as a result, people gravitate towards buying their products. What problems does this cause? What could be done to encourage people to buy local products? (2016, 2020, 2022)

Some countries encourage foreign companies to open in their country. Many people think that the government should focus on encouraging local business rather than foreign businesses. To what extent do you agree?  (reported 2021, 2023)

An increasing number of people are buying what they need online. What are the advantages and disadvantages for both individuals and companies to shopping online? (repeated most years)

Marketing and promotion is the key to a successful business. To what extent do you agree? (repeated frequently)

The performance of staff can have a significant impact on the success of a company. What can companies do to increase staff productivity? (this question is repeated but often with a different focus, for example “Marketing has the most significant impact on the success of a company”. This question offers marketing rather than staff productivity as the most important aspect of success.

Some companies have uniforms for their staff which must be worn at all times. What are the advantages for a company of having a uniform? Are there any benefits of having a uniform for the staff? (repeated most years)

In many countries, it is common for families to own and run their own business. Some people think this is the best way to run a business, while others consider this a potential source of problems. What is your opinion? (2018, 2020, 2022)

Some people think that when recruiting, companies should aim to take on people who are innovative and able to work independently while others considered they should recruit people who are able to work in a team and follow instructions. Discuss both views and give your opinion.

Some people think that the only way to have success in business is to have a unique product. What factors, do you think, influence the success of a company? (reasons for success in business is a frequent question)

Small businesses should avoid recruiting young women who do not have their own family in order to avoid paying maternity leave later on. To what extent do you agree or disagree? (2021)

Sales companies should recruit people who are hungry for money as they will make the most dedicated workers. Do you think money is the driving force behind hard work? What factors should be taken into consideration when recruiting staff for sales positions? (2020)

The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this? (this question is quite common)

Some people believe that the higher a product is priced, the more likely it is that people will want to buy it. To what extent does price influence potential buyers? What other factors influence people to buy a product? (2015, 2018, 2021)

Some people think that the only way to judge someone’s success in business is by the amount of money they make. Is money a true indicator of the success of a business? In what other ways could success in a business be measured? (frequent question regarding indicators of success)

It is common practice for some students to take a gap year between high school and university in order to do charitable work abroad in underdeveloped countries. What are the advantages and disadvantages for young people of doing volunteer work? (common question)

Rich countries are getting richer while poor countries are getting poorer. What is the cause of this? What could be done to solve this problem? (common question)

Some people think that it is better for a country’s economy for people to spend money, while others believe that it would be better for people to save money. Discuss both sides and give your opinion. (2015, 2018, 2020)  

Reported essay questions are from students who have taken their IELTS test. That means questions may have appeared more frequently than have been reported. These questions may vary slightly in wording and focus from the original question. Also note that these questions could also appear in IELTS speaking part 3 which is another good reason to prepare all topics thoroughly.

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Money Conversation Questions

Warm-up Task: Many countries have their own versions of dollars. What other currencies are used around the world? List as many as you can.

Discussion Questions:

• Which do you enjoy more: earning money or spending money?
• How do you feel after spending a large amount of money?
• Do you save enough money? What savings goals do you have?
• How do you prefer to pay for purchases? With cash, a credit card, or some other payment method? Why?
• What was the first job or task you ever received money for? How much were you paid?
• Can you recall (without looking) who and what are on your country's banknotes and coins? Why are they famous or important?
• Have you seen another country's money? Which countries have beautiful notes or coins?
• How often do you think about money? Is money a stressful part of life?
• What does 'money doesn't grow on trees' mean? Do you agree?
• Of the things you have bought in your life, which do you remember most happily?
• Is there something you regret buying? Why?
• Did you receive an allowance from your parents when you were a child? What did you usually do with it?
• What would you tell someone if they asked how much you get paid?

• Do you have any cryptocurrency such as bitcoin ? Where can you use that kind of money?
• If a young person wanted to know what career they should pursue to make as much money as possible, what would you recommend they do?
• Do you and your friends lend money to each other? How much are you willing to lend or borrow?
• When you are walking around a big city, where on your body is a safe place to keep money? Is it safe in a handbag?
• Imagine you have won ten million dollars. Who will you tell? What will you do with the money?

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50 money conversation questions for ESL

Money conversation questions.

Updated with 25 new money questions!

50 discussion questions about money. Well, they say “Money makes the world go round” and all students especially older ones will have something to say on the topic.

Challenging vocabulary on this handout includes – beggar, charity, borrow, lottery, currency, purse, and wallet. It is a good idea to make sure your students are familiar with these terms before starting the discussion activity.

The money conversation questions are –

1 – Where do you put your money? Do you think it is safe there?

2 – What do you know about cryptocurrencies like Bitcoin?

3 – How much do you spend each day? Each week?

4 – Are you saving up for anything at the moment? When will you buy it?

5 – Where do you bank? Do you like your bank?

6 – Have you ever borrowed money? What for?

7 – Have you ever lent money to a friend? Why did they need it?

8 – If someone gave you $ 10,000 USD tomorrow, what would you do?

9 – Have you ever lost money? How did you lose it? How much did you lose?

10 – Have you ever found money? Where did you find it?

11 – What do you do if you run out of money?

12 – What different ways can you pay for things? Which is easiest for you?

13 – Which is more important – money or happiness ?

14 – What would you do if you won the lottery? Would you ever work again?

15 – Do you think your country is rich? In what ways is it rich or poor?

16 – How much does a bottle of water cost in your country?

17 – What foreign currencies have you seen? Which did you like the most?

18 – What things are cheap in your country? What things are expensive?

19 – Do you ever give money to beggars or charity ?

20 – How much money do you need to live happily each month?

21 – How much money should parents give school kids?

22 – What do you think is the best way to make money?

23 – Do you keep money in a purse or wallet? Where did you get it from?

24 – What do you spend most of your money on?

25 – How much money do you usually carry around when you are outside your home?

For some related discussion activities, have a look at the bank conversation questions and the shopping discussion questions .

For further activities, you could add questions about students’ shopping habits or play games like “The Price is Right”. You could also do a quiz on countries and their currencies.

Money conversation questions 2

This second worksheet of money conversation questions is more advanced than the first and has a more complex range of vocabulary.

The hardest words and expressions include – pin number, currency, coin, note, piggy bank, cashless society, commerce, trade, conducted, invention, allowance, pocket money, foreign, briefcase, stress, occupation, shared equally, and taxes.

The money conversation questions in part 2 are –

26 – What is the largest amount of money you have ever held in your hand or wallet?

27 – Do you own any cryptocurrencies? Are they safe and would like to buy some?

28 – How do you remember all your PIN numbers and online banking passwords?

29 – Which country do you think has the most beautiful currency? What is it made of?

30 – What pictures are on the coins and notes of money in your home country?

31 – Have you ever won money? How did you win it and how much did you win?

32 – Have you ever had a piggy bank or money tin? How did you open it to get the money?

33 – What are 5 things that are more important to you than money? Can you explain why?

34 – Do you think the world is moving towards being a cashless society? Why so?

35 – How were commerce and trade conducted before the invention of money?

36 – Did you get an allowance or pocket money from your parents when you were younger?

37 – How many different names of foreign money can you name in 30 seconds?

38 – If you found a bag or briefcase full of money in a forest, what would you do with it?

39 – Is there a lot of poverty where you live? Does your government help poor people?

40 – What are some things that money can not buy? How can you get these things?

41 – Is it bad manners to ask a person how much money they make in your culture? Why?

42 – How do you hold and use money when you travel? What is the safest way to do this?

43 – Do people in your country like to show that they are wealthy? How do they do this?

44 – Would you say that money causes you to feel more stress or more happiness ?

45 – Do you think that there is anywhere left in the world where people don’t use money?

46 – If you had to choose an occupation solely to make money, what job would you choose?

47 – Have you ever been robbed or had money stolen from you? How did it happen?

48 – Do you think that money should be shared equally among every person in the world?

49 – What does your government do with the money it collects from taxes?

50 – When did your country last change its currency or make a new note or coin? Why did it do this?

Useful words and phrases for talking about money

To take this lesson further you can teach and try to get students to use these phrases and idioms on the subject of money and finance.

A rip off is something that is overly expensive for its quality.

To afford is to have enough money to pay for something.

To make a killing means to make or earn a lot of money.

Money doesn’t grow on trees – this idiom simply means that money isn’t easy to come by.

The breadwinner is the person who makes the main money for a family or household.

A cheapskate is a person who is overly careful with their money and never likes to spend it.

To be broke or stone-broke is to have no money at all.

To be worth a fortune is to be very very rich.

To cost a fortune is to be very very expensive.

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260 Money Topics to Write About & Essay Examples

Looking for a topic about money? Money won’t leave anyone indifferent! There are lots of money essay topics for students to explore.

🏆 Best Money Essay Examples & Ideas

👍 good money essay topics, 💡 easy money topics to write about, 📃 interesting topics about money, 📑 good research topics about money, 📌 most interesting money topics to write about, ❓ research questions about money.

You might want to focus on the issue of money management or elaborate on why money is so important nowadays. Other exciting topics for a money essay are the relation between money and love, the role of money in education, etc. Below you’ll find a list of money topics to write about! These ideas can also be used for discussions and presentations. Money essay examples are a nice bonus to inspire you even more!

• Can Money Buy You Happiness? First of all, given that happiness is related to the satisfaction of personal needs, there is also a need to consider the essential need of human life such as housing, medicine, and food.
• Connection Between Money and Happiness Critical analysis of money-happiness relationship shows that socioeconomic factors determine the happiness of an individual; therefore, it is quite unsatisfactory to attribute money as the only factor and determinant of happiness.
• Money as a Form of Motivation in the Work Place This then shows that money can and is used as a motivational factor in the work place so that employees can strive to give their best and their all at the end of the day.
• Money, Happiness and Relationship Between Them The research conducted in the different countries during which people were asked how satisfied they were with their lives clearly indicated the existence of a non-linear relationship between the amount of money and the size […]
• I Don’t Believe Money Can Buy Happiness This shows that as much as money is essential in acquisition and satisfaction of our needs, it does not guarantee our happiness by its own and other aspects of life have to be incorporated to […]
• Money: Good or Evil? Comparing & Contrasting While there are those amongst us who subscribe to the school of though that “money is the source of all evil”, others are of the opinion that money can buy you anything, literary.
• Anti-Money Laundering and Hawala System in Dubai To prevent money launders and agents, most countries enacted the anti-money laundering acts with the goal of tracking and prosecuting offenders.
• Discussion: Can Money Buy Happiness? Reason Two: Second, people are psychologically predisposed to wanting more than they have, so the richer people are, the less feasible it is to satisfy their demands.
• Why Money Is Important: Benefits & Downsides The notion originated from the Bible because the person who made Jesus suffer on the cross was enticed by the love of money to forsake Jesus.
• Money and Banking: General Information The essay gives the definition of money and gives a brief description of the functions of money. As a store of value, money can be saved reliably and then retrieved in the future.
• Does Money Buy Happiness? Billions of people in all parts of the world sacrifice their ambitions and subconscious tensions on the altar of profitability and higher incomes. Yet, the opportunity costs of pursuing more money can be extremely high.
• Money and Modern Life The rich and the powerful are at the top while the poor and helpless are at the bottom, the rest lie in-between.
• Time Value of Money: Importance of Calculating Due to fluctuations in economies, all organizations need to take into consideration concepts of the time value of money in any investment venture.
• Two Attitudes Towards Money The over-dependence on money to satisfy one’s emotional needs is a negative perspective of money. The positive attitude of money is rarely practiced by people.
• Prices Rise When the Government Prints too Much Money Makinen notes that an increase in the supply of money in an economy relative to the output in the economy could lead to inflationary pressure on prices of goods and services in the economy.
• The Global Media Is All About Money and Profit Making It is noteworthy that the advertisement are presented through the media, which confirms the assertion that global media is all about money and profit making. The media firms control the information passed to the public […]
• Giving Money to the Homeless: Is It Important? The question of whether a person should give money to a homeless person or not is a complicated one and cannot have the right answer.
• Efforts to Raise Money for Charity However, the point is that charity is supposed to be for a simple act of giving and not expecting any returns from it.
• Anti-Money Laundering in Al Ansari Exchange Case Study Details Company name: Al Ansari Exchange Headquarters: Dubai, United Arab Emirates Sector: Financial Services Number of employees: 2500 Annual gross revenue: UAED 440.
• Money and Its Value Throughout the World History What is important is the value that people place on whatever unit they refer to as amoney.’ Money acts as a medium of exchange and an element of measurement of the value of goods and […]
• Success and Money Correlation The development of the information technologies and the ongoing progress led to the reconsideration of the values and beliefs. It is significant to understand that there is no right or wrong answer for the question […]
• Time Value of Money Compounding was done on the amount that I had lent out using the market rate over the duration of time the person held my money.
• Money: Evolution, Functions, and Characteristics It acts as medium of exchange where it is accepted by both buyers and sellers; the buyer gives money to the seller in exchange of commodities.
• The Airtel Money Service: Indian and African Paths When comparing the Indian and African paths in introducing the service, the first difference that arises is the main user of the service as in the case of India, it was the lower middle class.
• The Ascent of Money: A Financial History of the World The succinctness of this book lies in the critical analysis and emphasis of the financial history of money in spite of the fact it has impeded some important functions of the global economy.
• Are Workers Motivated Mainly by Money? Related to the concept of work and why people work is the original concept developed by Karl Marx in the so-called conflict theory.
• Money and Happiness in Poor and Wealthy Societies Comprehending the motivations for pursuing money and happiness is the key to understanding this correlation. The Easterlin paradox summed this view by showing that income had a direct correlation with happiness.
• Why People Should Donate Time, Money, Energy to a Particular Organization, Charity, or Cause Its vision is to have a world that is free from Alzheimer’s disease.”The Alzheimer’s Association is the leading, global voluntary health organization in Alzheimer’s care and support, and the largest private, nonprofit funder of Alzheimer’s […]
• Strategies to Save and Protect Money Thus, the main points of expenditure will be clearly marked, which will help to exclude the purchase of unnecessary goods and services.
• Anti Money Laundering and Financial Crime There are a number of requirements by the government on the AML procedures to be developed and adopted by the firms in the financial service in industry in an attempt to fight the illegal practice.
• The Use of Money in Business Practices Money is seen as the cause of problems and especially in the minds of emerging market respondents. Through this they can pick up groceries for the old in their neighborhood and make money from this.
• Relation Between Money and Football In the English league, clubs have been spending millions to sign up a player in the hope that the player will turn the fortunes of the company for the good.
• Money, Success, and Relation Between Them In particular, the modern generation attaches so much importance to money in the sense that success and money are presumed to be one and the same thing.
• Where Does the Money Go? by Bittle & Johnson Therefore, the authors explain key issues of the national debt in a relatively simple language and provide their opinion on how the country got into that situation and what could be done about it. In […]
• Money Management in the Organization There is a much debate on the issue and several people an financial experts do analyze the historical perspectives of the Active vs Passive money management.
• Electronic Money: Challenges and Solutions First of all, it should be pointed out that money is any type of phenomenon which is conventionally accepted as a universal carrier of value, or “any generally accepted means of payment which is allowed […]
• Exploring the Relationship Between Education and Money A person cannot be able to change his/her ascribed status in the society, but only through education a person is able to change his/her Socio-economic status and to some extent that of his/her family once […]
• The Relationship Between Money Supply and Inflation It is evidenced that changing the money supply through the central banks leads to a control of the inflationary situations in the same economy.
• Money From the Christian Perspective Work in Christian missions is a business and since it affects the relationship between the missionary and the people he is trying to reach, missionary funding is essential.
• Money, Happiness and Satisfaction With Life Nonetheless, the previously mentioned examples should be used to remind us that money alone is not a guarantee of happiness, satisfaction with life, and good health.
• Two Attitudes Toward Money Two attitudes toward money involve negative perception of money as universal evil and positive perception of money as source of good life and prosperity.
• “From Empire to Chimerica” in “The Ascent of Money” In the chapter “From Empire to Chimerica,” Niall Ferguson traces back the history of the Western financial rise and suggests that nowadays it is being challenged by the developing Eastern world. The hegemonic position of […]
• Dreams of Avarice in Ferguson’s “The Ascent of Money” The chapter “Dreams of Avarice” of the book “The Ascent of Money” explores different stages of development of money functioning in the world by relating them to corresponding historical events.
• “College Is a Waste of Time and Money” by Bird Bird’s use of logical fallacies, like if students do not want to go to college, they should not do it until the reasons of their unwillingness are identified, proves that it is wrong to believe […]
• Money Saving Methods for College Students A budget is one of the methods that a college student can use to save money. In the budget, one should indicate how much to save and the means of saving the money.
• Opinion on the Importance of Money In the absence of money, individuals and organizations would be forced to conduct transactions through barter trade which is a relatively challenging system due to existence of double coincidence of wants.
• Should America Keep Paper Money It is possible to begin the discussion of the need for keeping paper currency from referring to the rights of any people.
• Mobile Money Transfer Service The Vodafone team managed to keep mobile banking service simple to its users. Soon mobile banking became a form of viral marketing and drove the growth of the company and its services.
• Money or Family Values First? Which Way to Go As such, family values becomes the epicenter of shaping individual behavior and actions towards the attainment of a certain good, while money assumes the position of facilitating the attainment of a certain good such as […]
• Money Laundering and Sanctions Regulatory Frameworks Under the provisions of OFAC, the company has violated the cybersecurity rules that might indirectly bring a significant threat to the national security or the stability of the United States economy by engaging in online […]
• Money Laundering Scene in Police Drama “Ozark” In one of the first season’s episodes, Marty, the main character, illustrates the process of money laundering crime. In the scene, one can see that Marty is fully sane and is committing a crime voluntarily.
• Business Case Scenario: Missing Money in a Company A possible scenario explaining how money is missing is through the payroll department my first argument seeks to prove the payroll department as the loophole of the company’s misfortunes.
• Sports Stadiums’ Funding by Public Money The issue is controversial from an ethical point of view since not all citizens whose taxes can be spent on the construction of the stadium are interested in or fond of sports.
• Money Laundering: The Kazakhgate Case He was accused of breaking the Foreign Corrupt Practices Act of 1974 and money laundering by the U.S.attorney’s office for the Southern District of New York.
• The Ways Terrorists Raise and Move Money Moreover, the government has put into action the freezing orders and blocking of united states individuals who are presumed to have a hand in terrorist activities.
• “Money as a Weapon” System and Fiscal Triad Furthermore, the fiscal triad encompasses the procurement of products and services and the disbursement and accounting of public funding. Fiscal legislation and contracts are two key components of the “money as a weapon” system.
• The Fiscal Triad and Money as a Weapon System The reliance on the unit commanders sparked the development of the complementary strategy, “Money as a Weapon System,” which became a focal point of the Iraq and Afghanistan campaigns.
• Saving Money Using Electric or Gas Vehicles The central hypothesis of the study is that the electric car will save more money than gas ones. The main expected outcome that the study is counting on is a confirmation of the presented hypothesis […]
• Traditional vs. Modern Forms of Money The most significant argument for the continuing existence of traditional forms of money is the impossibility of converting all financial resources into a digital form.
• Money Laundering Through Cryptocurrencies This study will try to critique the approaches used by countries to address the aspect of money laundering activities and the risks posed by digital currencies.
• Time Value of Money: What You Should Know The time value of money is a paramount financial concept, according to which a certain amount is now worth more than the same amount in the future.
• The Lebanese-Canadian Bank’s Money Laundering The bank was later banned from using the dollar by the American treasury; this resulted in the collapse and eventual sale of the bank.L.C.B.had to pay a settlement fine of one hundred and two million […]
• Play Money Paper: A Report Betas of the Companies in the Portfolio It is noteworthy that in the given portfolio, the beta indices of the companies involved vary considerably.
• Integration of Business Ethics in Preventing Money Laundering Schemes The shipping information within the document seems inaccurate with the intention to launder money from the buyer. The contribution of ocean carrier in the transaction process is doubtful to a given extent.
• Trade-Based Money Laundering The purpose of this paper is to research the subject of trade-based money laundering, its impact on global scene and export controls, identify types of trade finance techniques used to launder illegal money, and provide […]
• Impact of Natural Disasters on Money Markets and Investment Infusion of funds from the central bank during natural disasters results in higher process of exports as a direct result of an increase in the value of the local currency.
• The Perception of Money, Wealth, and Power: Early Renaissance vs. Nowadays In the Renaissance period, power was a questionable pursuit and could be viewed as less stable due to more frequent upheavals.
• Financial Institutions and Money Money is a store of value because it can be saved now and used to purchase se goods and services in the future.
• Researching of the Time Value of Money After receiving the loan, one of the monetary policies that would help PIIGS to stabilize is the deflation of their currency, in this case, the Euro.
• Anti-Money Laundering: Financial Action Task Force Meanwhile, given the limited access for physical assessment of state jurisdictions, it is likely that current provisions of FATF are yet to be revised in spite of pandemic travel and assessment restrictions.
• Anti-Money Laundering in the UK Jurisdiction The regime adopted in the UK is based on the provisions of “the Terrorism Act of 2000, the Proceeds of Crime Act of 2002, as well as the Money Laundering, Terrorist Financing, and Transfer of […]
• Trade-Based Money Laundering and Its Attractiveness The proliferation of the trade-based money laundering is directly related to the growing complexity of international trade systems, where new risks and vulnerabilities emerge and are seen as favorable among terrorist organizations seeking for the […]
• Type Borrowing Money: Margin Lending In the defense of the storm financial planning firm, BOQ submitted to the authorities that in view of banking regulatory policies, storm had not contravened any of the policies and this is the reason why […]
• Lessons on Financial Planning Using Money Tree Software Financial planning remains a fundamental function among the investors in coming up with a method of using the finances presently and in the future.
• The Supply of Money in the Capitalist Economy In the capitalist economy that the world is currently based on, the supply of money plays a significant role in not only affecting salaries and prices but also the growth of the economy.
• Time Value of Money Defined and Calculations Simply put, the same value of money today is worth the same value in future. The time value of money can therefore be defined as the calculated value of the money taking into consideration various […]
• Money Tree Software: Financial Planning This return is important because: It represents the reward the business stakeholders and owner of the business get in staking their money on the business currently and in the future It rewards the business creditors […]
• Money Management: Investment on Exchange-Traded Funds The essay will discuss the possibility of investing in a number of selected ETFs in connection to an investment objective of an individual.
• What Is Money Laundering and Is It Possible to Fight It Certainly and more often money involved in laundering is obtained from illegal activities and the main objective of laundering is to ‘clean’ the dirty money and give it a legitimate appearance in terms of source.
• Time Value of Money: Choosing Bank for Deposit The value of the money is determined by the rate of return that the bank will offer. The future value of the two banks is $20,000 and $22,000 for bank A and bank B respectively.
• How Money Market Mutual Funds Contributed to the 2008 Financial Crisis While how the prices of shares fell below the set $1 per share was a complex process, it became one of the greatest systemic risks posed by the MMMF to the investors and the economy […]
• Time Value of Money From an Islamic Perspective Islamic scholars say that the time value of money and the interest rates imposed on money lent are the reasons why the poor keep on getting poor and the rich richer.
• Rational Decision Making: Money on Your Mind The mind is responsible for making financial decision and it is triggered by the messages we receive on the day to day activities. Lennick and Jordan explain that, we have two systems in the brain; […]
• A Usability Test Conducted on GE Money.com.au It is common knowledge that the easier it is to access services and products on a given website the more likely users will be encouraged to come back.
• “Most Important Thing Is Money Ltd”: Vaccination Development Thus, necessary powers have been vested with the Secretary of State for Health in England, through the recommendations of the Joint Committee on Vaccinations and Immunisation to enforce such preventive steps, through necessary programs that […]
• Money Investments in the Companies and Bonds The stock volume is on the low level now, about 30, but it is connected with the crisis in the world and the additional investment may support the company and increase it. In general the […]
• How the Virus Transformed Money Spending in the US In the article featured in the New York Times, Leatherby and Geller state that the rate at which people spend their money has rapidly decreased due to the emergence of the virus in the United […]
• The Role of Money and Class Division in Society The image of modern American society tries in vain to convey the prevalence of personality over social division. Americans’ perception of financial status has been shaped for years by creating the notion of the “American […]
• Money and American Classes in 1870-1920 Wherein, the time of the stock market emergence was the time of the ongoing “carnival,” where the mystical power of money transferred to miraculous products and medicines and compelling advertisements.
• The Ascent of Money – Safe as Houses Looking from a broad historical perspective, Niall Ferguson devotes the chapter “Save as Houses” to the observation of the real estate concept transformation, describes the place of the real estate market in the economic systems […]
• The Ascent of Money – Blowing Bubbles The price for a share tells how much people rely on the cost of the company in the future. The life of a stock market represents the reflection of human moods on the price of […]
• Canada’s Role in the History of Money: The Relationship Between Ownership and Control Individuals with the predominant shares gain the directorship of the wealth production channels and as such gain control of the diversified owners.
• Why Non-Monetary Incentives Are More Significant Than Money It is important to recognize that both monetary and non-monetary incentives, otherwise known as total rewards, are offered to employees in diverse ways for purposes of attracting and motivating them to the ideals of the […]
• Money Role in Macro Economy The dollar is till now the most accepted currency in the world and this dollar fluctuation that has been caused by the worst recession in American history since the time of the Great Depression is […]
• Change in the Value of Money According to Keynes To explain the effect of inflation on investors, Keynes delves into the history of inflation through the nineteenth century and tries to explain the complacency of investors at the beginning of the First World War […]
• Organizational Communication & the “Money” Aspect While the use of this information is critical for both ensuring survival of the organization and being a frontrunner in its strategies for the future, there are large boulders in use of this information effectively, […]
• Money Makes You Happy: Philosophical Reasoning It is possible to give the right to the ones who think that money can buy happiness. This conclusion is not accepted by psychologists who think that wealth brings the happiness only in the moment […]
• Spare Change: Giving Money to the “Undeserving Poor” To address the central theme of the article, one need to delve deeper into the psyche of giving alms and money to the poor people we meet on the street.
• Money Laundering and Terrorist Finance However, the balance money after the sham gambling is transferred to another ordinary bank account, thereby creating a legal status for the laundered money as if it has come from gambling and will be employed […]
• City Planning. Too Much Money: Why Savings Are Bad The scenario is that the expected growth in economies where the rate of savings is high has not shown a corresponding increase in growth rate also.
• Debates in Endogenous Money: Basil Moore The value of the currency was determined by the value of the precious metal used to mint the currency. From the time Federal Reserve took control of money and credit, economic consistency is attained by […]
• Money and Banking. Financial Markets The essay will examine the essence and the importance of the above-mentioned financial phenomena and see how their interrelation, especially in the negative context, can influence the state of things in society.
• Money and Justice: High-Profile Cases It is estimated that thousands of persons bracketed in the ‘poor’ sector of society go to jail annually in the United States without having spoken to a lawyer.
• Accounting for Public Money After Railway Privatization There were very many problems prior to the railway privatization in 1990.one of the problems that led to the privatization of the railway line in the UK was the misappropriation of taxpayers’ money.
• Time Value of Money and Its Financial Applications The time value of money refers to the idea that money available at the present time is worth more than the same amount in the future, due to its potential earning capacity.
• Money Laundering in the USA and Australia The International Money Fund has established that the aggregate size of money laundering in the World is approximately four percent of the world’s gross domestic product.
• Locke’s Second Treatise of Government and Voltaire’s Candide’s Value on Money Both written at a time when philosophers had started questioning the relevance of capitalism and the concept of wealth creation, it is evident that the two authors were keen on explaining the power of money […]
• The Concept of Money Laundering The first issue I have learned is that the main problem lies in the presence of Big Data that includes trillions of transactions of various financial organizations and systems.
• Time Value of Money – Preparing for Home Ownership The purchase price of the house is determined by using the following formula in Excel. 66 The down payment is 20% of the future value of the house, i.e, $40,278.13.
• Martin Van Buren: Money and Indian Relocation One of the reasons for such collaboration and understanding is the focus on the values we have. I believe this path will bring us to the land we all would like to live in.
• The General Theory of Employment, Interest and Money Money is a determinant of the propensity to consume; hence, the more money one makes, the more that he or she consumes and the converse is the case.
• The Practice of Saving Money Knowledge of the language is also a very crucial component of EAP as it aids the learner in understanding questions and responding to them in their examinations.another differentiating factor between the two varieties of English […]
• How Money Markets Operate? Furthermore, only free markets have shown the resilience that is necessary to accompany the fluctuations in demand and supply of the money markets.
• History of Money in Spain The production of coins melted from gold also ceased in the year 1904, with the production of that melted from silver ceasing in the year 1910.
• Management: “Marketplace Money” and “Undercover Boss” In this case, the accents are made on the support of the healthy workforce in order to guarantee the better employees’ performance and on the idea of rewards as the important aspects to stimulate the […]
• Money Compensation for Student-Athletes Besides, sports are highly lucrative for colleges, and students whose labor brings the revenues should share the part of them not to lose the interest in such activities.
• Chapters 1-3 of “Money Mechanics” by David Ashby The retained amount of money in the commercial bank is the primary reserve. The banks can decide to reduce their working reserve, and the money obtained is transferred to the excess reserve fund in accounts […]
• Banking in David Ashby’s “Money Mechanics” Changes in prices may not have a direct effect on the gross domestic product and the planned expenditures because this is determined by the money that is in supply. This causes the GDP and prices […]
• The UAE Against Money Laundering and Terrorism Financing This valuation of the anti-money laundering and combating the financing of terrorism government of the United Arab Emirates is founded on the forty endorsements and the nine special commendations on extremist supporting of the monetary […]
• UAE Anti-Money Laundering Laws and Their Benefits The legal maintenance of counteraction to the legalization of criminal incomes is carried out by means of a system of laws and regulations, controlling financial, bank, and customs relations and establishing the order of licensing […]
• Money, Their Features, Functions and Importance The first hindrance is the inability of the household to monitor the activities of firms. In this case, it is used to state the value of debt.
• Money Market Development Factors The money market is one of the fundamental elements in the functioning of any state. Under these conditions, the gradual rise of technologies and their implementation in the sphere of financial operations alter the money […]
• “God’ Money is Now My Money” by Stanley Seat It could be said that different priorities and the lack of time for supervision of the employees are the critical reasons for the violation of rules and high frequency of fraud in the religious institutions […]
• International Money Laundering Thus, money laundering has a profound impact on the state of the global economy, as well as on the economy of the U.S.
• Cybercrime and Digital Money Laundering The result of the investigation was the indictment of Western Express and a number of the company’s clients for several charges including stolen credit card data trafficking and money laundering.
• Hawala Remittance System: Anti-Money Laundering Compliance The existence and operation of money remittance systems is one of the primary features of developing economic relation at all scales from local to the global ones.
• Time Value of Money in Investment Planning The author of the post makes a good point that an amount of money is worth more the sooner it is received.
• David Leonhardt: May Be Money Does Buy Happiness After All The case study of Japanese citizens that support Easterlin paradox do not factor in the confounding psychological effects of the Second World War on the entire population and the country.
• Illegal Drug Use, Prostitution and Money Laundering Upon discussing the impact of money laundering, illegal drugs, and prostitution, the paper proposes the issuing of a court order restraining the use of wealth acquired from victimless crimes as one of the approaches to […]
• Getting Beyond: Show Me the Money Nevertheless, underpayment and overpayment are common, leading to dissatisfaction. Notably, compensation is part culture, but analytics will gain traction in the big data era, as start-ups leverage such advantages from experts to manage a sales […]
• Space Programs: Progress or Waste of Money? According to Ehrenfreund, the ingenuity to develop technologies and work in space is part of the progress that comes from space programs. Space programs have led to the development of technologies that improve air transport.
• “The Money Machine: How the City Works” by Coggan The media plays a chief role in educating the public concerning the various financial matters that affect the undertakings of the City.
• Money Evolution in Ancient Times and Nowadays In the means to defining what money is, most of the scholars from the psychological and physiological field have come up with the theoretical aspects of money and the ways it influences the economic growth […]
• Fraud and Crime Theory in the “Black Money” Movie The movie shows the irregularities involved in the acquisition of arms for the Saudi government. The movie is a perfect display of the international crimes and financial fraud that has been on the rise in […]
• Mercantilism, Stamped Money, and Under-Consumption It is paramount to note that he criticizes ideas of Ricardo quite frequently, and he believed that he did not consider the ideas that were suggested by other prominent economists.
• Money Evolution in the 21st Century and Before The history of the world cannot be described effectively without identifying the function of money. Money has been used to measure the value of resources and financial markets.
• Financial Crisis in Ferguson’s “The Ascent of Money” By Ferguson, the main purpose of the historian is to relieve humanity from the financial illusions on the examples of the past.
• Monetary Policy in “The Ascent of Money” by Ferguson The rise of Babylon is closely linked to the evolution of the concept of debt and credit; without bond markets and banks, the brilliance of the Italians would not have materialized; the foundation of the […]
• Money History, Ethical and Social Standarts These moral preconditions of the emergence of money, the social conventions that regulate and control it, and the evolvement of its status in the present-day world can be regarded as the most significant events in […]
• World Money History in the 20th Century and New Objects of Value The class materials examined the developments, hurdles, and systems that have emerged due to the changing roles of money in the global economy.
• Paper Money and Its Role Throughout History The adoption of the paper money was considered to be beneficial for both the wealth of the country and the individual businessmen.
• Medieval England in “Treatise on the New Money” The availability of standard quality coins was crucial to the effective running of the government and the stability of the economy.
• Blowing Bubbles in Ferguson’s “The Ascent of Money” Moreover, the author shows the connection and similarities between the present collapse of a stock market and the Enron default along with a Mississippi Bubble of the eighteenth century that was created by John Law, […]
• Human Bondage in Ferguson’s “The Ascent of Money” One of the greatest revolutions in the ascent of money after the creation of credit banks, the center of the discussion in this chapter is on how issuing bonds can help governments to borrow money […]
• Money History, Bonds, Market Bubbles, and Risks The concept was so important to human progress that the evolution of the financial system needed to support social and economic development resulted in the establishment of the banking system known today.
• Park Avenue: Money, Power and the American Dream This is one of the drawbacks that should be taken into account by the viewers who want to get a better idea about the causes of the problems described in the movie.
• Deflation in the Quantity Theory of Money The present paper analyzes the recent revelations using the quantity theory of money and concludes that the United States Federal Reserve can reverse the anticipated deflation tide by increasing the amount of money circulating in […]
• Money, Its Purpose and Significance in History Money is the undisputed determinant of quality of life for inhabitants of the modern world. The concerns of money have become pertinent to people all over the world, including the ones who are living in […]
• “Who Stole the Money, and When?” by Greenberg The purpose of research developed in the chosen article is to identify possible personal and situational variables that may affect employee theft in a certain work setting and explain their relation to unethical behavior that […]
• Money History From the Middle Ages to Mercantilism Due to the writing, the idea of bond marketing evolved as a reaction of separate governments to the crisis of money flows.
• Money Development From 600 BC to Nowadays Medici family was a financial symbol in Europe huge in success and power in the 16th century. A system of money in deposits and floating exchange rates was introduced to end centuries-old links between money […]
• Market Society in “What Money Can’t Buy” by Sandels Thus, the author states that the market economy is a positive creation of people while the use of market values in all aspects of people’s life is a negative and even destructive trend.
• Employee Theft in “Who Stole the Money, and When?”
• European Union Anti-Money Laundering Directive
• Park Avenue: Money, Power and the American Dream – Movie Analysis
• T-Shirts “SENIOR 2016” and Time Value of Money
• Time and Money in “Neptune’s Brood” by Charles Stross
• Virgin Money Company’s Business Model in Canada
• Money in History and World Cultures
• Is College Education Worth the Money
• Artworks Comparison: Les Demoiselles d’Avignon and Tribute Money
• Money and Happiness Connection – Philosophy
• “Art for Money’s Sake” by William Alden
• Central Bank of Bahrain and Money Supply Regulation
• Psychological Research: Money Can Buy Happiness
• Finance: The History of Money
• Finance in the Book “The Ascent of Money” by Niall Ferguson
• Criminal Law: Blood Money From the Human Organs Sale
• Money as an Emerging Market Phenomenon
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• Money and Banking: The Economic Recession of 2007
• Money and Banking: David S. Ashby’s Perspective
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• Money and Capital Markets: Turkey, India and China
• Money and Capital Markets: Central Banks
• Anti Money Laundering and Combating the Financing of Terrorism
• Mobile Money Transfer as an Alternative Product for Vodafone Group Plc
• UK and USA During the Period 2000-2010: Consumer Price Index, Unemployment Rate, Money Supply and Interest Rate
• Money Mechanics in the U.S.
• Money and Markets vs. Social Morals
• Money Laundering In Saudi Arabia
• Inflation Tax – Printing More Money to Cover the War Expenses
• Banks and the Money Supply
• Money Mechanics in Banks System
• Money Laundering In Russia
• Money and Work Performance
• Sports and Money in Australia
• Money Supply and Exchange Rates
• Central Banking and the Money Supply
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• Money Laundering: Most Effective Combat Strategies
• Money and Commodity Circulatory Processes
• Motivate Your Employees produced by BNet Video for CBS Money Watch
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• The World Surrounded by Money
• The World of Money
• Edwin Arlington Robinson: Money and Happiness in “Richard Cory”
• Federal Reserve; Money and Banking
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• What Do Money and Credit Tell Us About Actual Activity in the United States?
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• How Does Inflation Affect the Function of Money?
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• Does Money Protect Health Status?
• Can Cryptocurrencies Fulfill the Functions of Money?
• What Tools Used by the Federal Reserve to Control Money Supply?
• Are Athletes Overpaid Money Professional Sports?
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• What Does Motivate Employees and Whether Money a Key?
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• Are College Degrees Worth the Money?
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IvyPanda . "260 Money Topics to Write About & Essay Examples." March 2, 2024. https://ivypanda.com/essays/topic/money-essay-topics/.